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2011年4月24日星期日

Haitian forced out of tents, houses just like precarious

To is from a camp away a few months ago, he, his wife and their three children in a converted House crammed the size of a small U-Haul trailer. But at least a roof protects their minds, even if a flimsy that allows the rain by casting.

"It cheap cement is made", said Mr. Darvin on fresh cracks in the walls show. He could do sound at once relieved to have found a place and sadly about what other earthquake or hurricane to it. "If you think too much about you, you lose your mind."

More than half of the Haitian January 2010 earthquake in tent cities and improvised camps have driven that, officially, reduction of the displaced persons to 680,000 from a peak of 1.5 of million, according to the International Organization for migration moved you.

What seem like a sign of progress, may warn officials, is also a cause for concern.

Very few people who leave the camp only 4.7 per cent, by the Group - estimate - did this because their homes had rebuilt or repaired. Instead be a large majority to mass evictions be been forced by the landowners or at the camps on their own escape the high crime and fraying conditions there have left.

Now, most of the former camp inhabitants are doubled up in their friends family houses scattered on random in tents and improvised housing and living in "precarious housing", which will expire, damaged or partially reduced, says the organization. Cobbled in some cases that are cinder blocks that toppled by the earthquake will be together, to walls again, only to make more unevenly and shaky as before.

Dugary St. Jean, 29, said he left a city camp in November with his pregnant wife back to Fort national, a hilly suburb East of downtown with row after row of crushed houses. In the camp, they often heard shots. You were robbed. Finally, they decided her baby, almost everywhere else is now six weeks old, safe.

She packed your tent and a friend of the family headed to the House. It is badly damaged, but space where Mr St. Jean, his wife and their child now live - spare a little, together with his mother and his nephew. "I day survive thanks to others," he said.

Giovanni Cassani, a coordinator of migration said organization, the mass departures from camps made it more difficult to track and help, people, complications of the treatment and prevention of a cholera epidemic that has killed almost 5,000 people since October. Mr Cassani said "The return to insecure conditions risk fall from the radar, because they are much more difficult to find and support". "And all of those still in the camps, they are more than 600,000 without enclosure solution, the most difficult case load."

Priscilla Phelps, a senior consultant with the Commission recovery interim Haiti, the Panel, the reconstruction plans, will develop, always money said disputes over land ownership and delays much housing, on sporadic projects, always from the ground had held. "We put all the information together," she said. "But we have no plan with numbers in it."

Only about 37 percent of the more than five billion dollars pledged last year by foreign Governments and international organizations has the Haitian Government paid was the Haiti Reconstruction Fund, non-governmental organisations or other entities, according to the United Nations.

Diplomats have complained that red tape in Haiti and the uncertain of last year's chaotic presidential election, that finally, when a popular singer, Michel Martelly has been resolved, sat down in a runoff election in March. He takes office in may, and is committed to speed things up.

The Haitian Government has in turn, said that some 10,000 non-governmental groups, succeeded with them, coordinate slowing approval.

The delays continue to have, have waves of people who left camps, often with nowhere to go. In a survey of 1,033 inhabitants from 22 dismantled camps, the Migration Group found that most of the departures, about 34 per cent accounted for evictions. But high crime rate (13.6%), poor conditions (13.9 percent) and the threat of rain or hurricanes (16.4 percent) took also a toll.

Hundreds of camps have disappeared completely; There are 1,061 now, down from a high of 1,555 in July.

One of the more striking examples - a mess of more than 300 tents and outbuildings enthroned a six-lane road precariously along the thin median - was in January after officials place in the vicinity found protects housing 180 families for transition dismantled.

The shelters plywood, painted in a kaleidoscope of pastels in an industrial zone, should be temporary, lasting three to five years. More than 100,000 such transition shelters are built, were in Haiti, but less than half of them ended have, due to the slow pace of the rubble, which always nor many roads to remove lines and suspended by the difficulties in finding land and financing.

But even in this step up from a tent, not simply rest inhabitants.

"We was moved, Yes, but the situation is the same,", said Michellange Bourdeau, 38. "in the middle of the road other us could see, but where we are now no one can see us and come to help." "We are the forgotten."

Aid groups have went a line between providing necessities such as food and water and concern worrying that continuous services would help the camps shanty towns into sustainable. Already, sport several camps barbershops, night clubs and markets.

The bearings are still often shockingly inadequate. Last week 53 members of Congress called the Obama to help administration, argued that 38 percent of the camps regularly lacked water supplies. Almost a third have no toilets, they said. Where lavatories are provided, is each divided by an average of 273 people.

And it is to stay increasingly difficult in the camps, whether because people are forced away from the country, or because she tugged by the effectiveness of the home are. Or both.

If a warehouse in January were expelled from Marie Nicoles meus and their four children, they moved walls in a mud walled hut that her brother had built for his own family.

It is collection strewn trail a garbage, but also with mosquito swarms, floods, oppressive heat and beengten together with a friend and her baby, Mrs meus takes comfort close to the relatives.

"I am concerned," she said of the coming storms of the rainy season. "But I have faith in God."

Vladimir Laguerre contributed reporting.


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2011年4月21日星期四

Wildfire Texas slaughters 150 houses

Crews to north Texas fight a fire that has destroyed 150 homes so far and scorched 60 000 hectares.

The fire of Possum Kingdom Lake, West of the Dallas-Fort Worth area, is the largest of several brands that have been burning across the State affected by the drought last week.

The fire started last Friday near the lakeside community and is since then spread to the other two counties.

Several roads near the reservoir have been closed. Boating access has been declared off limits Tuesday to all, except for responding to the fire emergency workers.

Tuesday, the authorities ordered the 400 inhabitants of Palo Pinto, approximately 80 kilometres west of Fort Worth, at the head of east Mineral Wells because the flames advanced.

Palo Pino County Sheriff Ira Mercer told CBS News that fire crews have not found a way to stop the blaze and him have said is "the perfect storm is fire".

But weary firefighters had some reasons to hope in form of rain and higher moisture levels were forecast for the rest of the week in some parts of the State.

A chance of 20 to 30 per cent of rain was forecast for Wednesday and Thursday in the North Texas region, said Daniel Huckaby, a forecaster at the National Weather Service in Fort Worth.

"Some areas will get some rain, but unfortunately most will not." And the chaotic wind that can produce thunderstorms, and they can produce lightning, which may aggravate, Huckaby was. But as moisture levels increase, "even without rain, conditions are more positive."

The fire also threatens the small towns of Graford and Strawn, South of the Lake, although no evacuation was ordered.

The Associated Back press folders of accessibility links

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2011年4月19日星期二

Just buy cheaper houses in 40 years

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April 19, 2011, 12:23 AM EDT By Kathleen M. Howley

April 19 (Bloomberg) -- Victoria Pauli signed a one-year lease last week to stay in her rental home in Fair Oaks, California. She had considered buying in the area, where property prices have slumped 57 percent since a 2005 peak.

In the end, she decided it wasn’t worth it.

“I know people who have watched their home values get cut in half, and I know people who are losing their homes,” said Pauli, 31, who works as a property manager for a real estate company. “It’s part of the American dream to want to own your own home, and I used to feel that way, but now I tell myself: Be careful what you wish for.”

The most affordable real estate in a generation is failing to lure buyers as Americans like Pauli sour on the idea of home ownership. At the end of 2010, the fourth year of the housing collapse, the share of people who said a home was a safe investment dropped to 64 percent from 70 percent in the first quarter. The December figure was the lowest in a survey that goes back to 2003, when it was 83 percent.

“The magnitude of the housing crash caused permanent changes in the way some people view home ownership,” said Michael Lea, a finance professor at San Diego State University. “Even as the economy improves, there are some who will never buy a home because their confidence in real estate is gone.”

Worse Than Depression

Historically, homes have been a safer investment than equities. During 2008, the worst year of the housing crisis, the median U.S. home price declined 15 percent, compared with a more than 38 percent plunge in the Standard & Poor’s 500 Index.

Americans stay in their homes for a median of eight years, according to the National Association of Realtors in Chicago. Someone who bought a home in 2002 and sold in 2010 saw a 4.8 percent increase in value, based on the annualized median price measured by the group. The average annual gain in the past 20 years was 4.2 percent.

Falling prices have made real estate the best buy in at least four decades. Housing affordability reached a record in December, according to National Association of Realtors data that go back to 1970. The group bases its gauge on property prices, mortgage rates and the median U.S. income.

The median U.S. home price tumbled 32 percent from a 2006 peak to a nine-year low in February, data from the Realtors show. The retreat surpassed the 27 percent drop seen in the first five years of the Great Depression, according to Stan Humphries, chief economist of Zillow Inc., a Seattle-based real estate information company.

Not Risk-Free

“If we’ve learned anything from this mess, it’s that housing is not a risk-free investment,” said Michelle Meyer, a senior economist at Bank of America Merrill Lynch Global Research in New York. “Everyone knows someone underwater in their mortgage or struggling to sell a home.”

About 11 million U.S. homes were worth less than their mortgages at the end of 2010, according to CoreLogic Inc., a Santa Ana, California-based real estate information company. An additional 2.4 million borrowers had less than five percent equity, meaning they’ll be underwater with even slight price declines, according to the March 8 report. The two categories add up to 28 percent of residences with mortgages.

The share of Americans who said they plan to purchase a home in the next six months tumbled 23 percent in March, according to the Conference Board research firm in New York. The National Association of Realtors probably will say tomorrow that existing-home sales were at a 5 million annual rate in March, up 2.5 percent after a 9.6 percent plunge in February, according to the median estimate of 74 economists surveyed by Bloomberg.

Improving Employment

The drop in confidence may be temporary. Home sales probably will rise 4.1 percent to 5.1 million in 2011, with the biggest increases in the second half of the year, the Mortgage Bankers Association said in an April 14 report. In 2012, sales may climb 5.9 percent to 5.4 million, the highest pace since 2007, the Washington-based trade group estimated.

A rebound in home sales depends on the availability of jobs, the mortgage association said. The unemployment rate probably will decline every quarter of this year and next, falling to 7.9 percent by 2012’s end, the trade group said. It was 8.8 percent last month, the lowest in two years.

“We expect that purchase activity will pick up slowly as the improvement in the job market eventually leads to greater willingness to buy,” the mortgage bankers group said.

Low Mortgage Rates

Borrowing costs are at historic lows. The average U.S. rate for a 30-year fixed mortgage was 4.69 percent last year, the lowest in annual data going back to 1972, according to mortgage financier Freddie Mac, based in McLean, Virginia. The rate in March was 4.84 percent, the company said.

By 2012’s fourth quarter, the average fixed rate may rise to 6 percent, according to the Mortgage Bankers Association.

“If you can jump through the hoops to get a mortgage, and there will be hoops, then this is an amazing time to purchase real estate,” said Robert Stein, a senior economist at First Trust Portfolios LP in Wheaton, Illinois, and the former head of the Treasury Department’s Office of Economic Policy. “There are going to be a lot of people kicking themselves a few years from now because they didn’t take advantage of the low prices and the low mortgage rates.”

Cheap financing hasn’t done enough to boost home sales in part because lenders are being more selective with applicants, according to Federal Reserve Chairman Ben Bernanke. Fed policy makers have described the housing market as “depressed” in statements following their last eight meetings.

Tighter Lending

“Although mortgage rates are low and house prices have reached more affordable levels, many potential homebuyers are still finding mortgages difficult to obtain and remain concerned about possible further declines in home values,” Bernanke said in Congressional testimony last month.

The share of banks reporting tighter mortgage standards in the first quarter rose to 16 percent, the highest since 1991, according to the Fed’s Senior Loan Officer Survey.

Federal regulators are proposing rules that may make lending even more stringent, including a requirement that banks and bond issuers keep a stake in home loans they securitize if the mortgage borrowers have imperfect credit and down payments of less than 20 percent. Borrowers who don’t meet the criteria would pay higher rates to compensate lenders for risk.

As mortgage requirements rise, rates could follow as Congress and the Obama administration consider phasing out government-controlled Fannie Mae and Freddie Mac. The companies hold federal charters mandating they increase the availability of mortgages through securitization. In Fannie Mae’s case, that order goes back to the Great Depression, when it was created as part of President Franklin D. Roosevelt’s New Deal.

Unsettled Issues

“There are a lot of unsettled policy issues on the table right now that, if they’re not handled right, could further set back the housing market,” said Richard DeKaser, an economist at Parthenon Group in Boston. “Fannie and Freddie have historically lowered interest rates, and eliminating them will increase the cost of home ownership.”

The U.S. home ownership rate dropped to 66.5 percent in the fourth quarter, the lowest in more than a decade, according to the Census Department. The rate probably will retreat another percentage point by 2013, according to Meyer, of Bank of America Merrill Lynch, and Lea, the finance professor. That would put it back to a 1997 level.

“People will still aspire to own their own homes,” Lea said. “They’ll just be a lot more practical about it.”

Pauli, the California renter, said she has no such aspirations, at least for now. She pays $1,500 a month for her three-bedroom, single-family home with a two-car garage, granite kitchen countertops and stainless-steel appliances. Her neighbors who bought before the housing crash typically have mortgage payments of about $2,800 a month, Pauli said.

“I don’t see myself purchasing, even with all the great prices I see,” Pauli said. “Going to bed every night worrying about your home value doesn’t sound like a good time to me.”

--Editors: Kara Wetzel, Daniel Taub

To contact the reporter on this story: Kathleen M. Howley in Boston at kmhowley@bloomberg.net.

To contact the editor responsible for this story: Kara Wetzel at kwetzel@bloomberg.net.


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